WHAT DOES DOE RUN FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or services you have with us. This information can include:

  • Social Security number and name, address, assets, and income.
  • Account balances and payment history
  • Transaction history and credit history.
How? All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non- public personal information; the reasons Doe Run Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does the Credit Union choose to share? Can you limit this sharing?

For our everyday business purposes —
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes —
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes —
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes —
information about your creditworthiness

No

We Don’t Share

For our affiliates to market to you

No

We Don’t Share

For non affiliates to market to you

No

We Don’t Share

Who we are

 

Who is providing this notice?

 Doe Run Federal Credit Union

What We Do

 

How does Credit Union protect my personal information?

 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Credit Union collect my personal information?

 We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

 Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.They can be financial and nonfinancial companies.

  • We may disclose all of the information we collect, as described above, to companies that perform services for us to economically and effectively administer your account.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • We do not share your information with non-affiliates.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • We do not share your information for joint marketing